Bay Area Real Estate Sales

Bay Area Real Estate Sales.com Newsletter

November 2008

IN THIS ISSUE:

Marin Home Sales Statistics - Marin Home Prices Up In October

Bay Area Median Price Tumbles To $375k; Sales Reach High For '08

Update On Current Economic Situation

Bay Area Homeowners Owe More Than Home's Worth

Jobless Rate In Marin - Lowest In State

What Did Your Neighbors' House Sell For?

Liz is Credentialed as a Number1Expert

Fast Facts

Search The Marin Multiple Listing Service For A New Marin Home

The Bay Area Real Estate Newsletter Is Provided To You By:

MARIN HOME SALES STATISTICS - MARIN HOME PRICES UP IN OCTOBER

By Liz McCarthy

Liz McCarthy

I wish you and your family a very happy Thanksgiving! There is a lot of good information in this months newsletter, be sure to scroll down to see all that it has to offer.

If you would like to see all of the recent home sales (by address) in Marin my Real Estate company (Vision Real Estate) publishes these here: http://westbayre.com/frame_main.htm

Trends at a Glance
(Single-family Homes)
	Oct 08	Sep 08	Oct 07
Median Price:	$888,888	$850,000	$1,022,000
Average Price:	$1,221,247	$1,199,096	$1,347,509
Home Sales:	121	147	137
Sale/List Price Ratio:	94.7%	95.4%	97.5%
Days on Market:	99	99	65

The median price for single-family, re-sale homes rose 4.6% in October compared to the month before. The average price was up 1.8%. Year-over-year, the median price was off 13%, while the average price was down 9.4%.

Sales of single-family, re-sale homes were off 11.7% year-over-year. Year-to-date, home sales are down 14%.

Condo sales were strong again last month, up 126.7% year-over-year. The median price for condos in Marin County rose 8.1% from September, a drop of 38.8% compared to October 2007.

To put the numbers in better perspective I have included a table which shows all homes currently being marketed by price segment. As you can see the majority of homes under contract fall under the $2,000,000 mark. In the past our market at the high end has held up strong. Now, the buyers are sitting on the sidelines.

As you review the chart be aware of the percentage of homes in contract (contingent and pending). These represent homes that have buyers. The percentage for a healthy market would be 25% or greater. We are not near those levels at any price point other than the low end. The low end is being fueled by homes selling as foreclosures or short sales.

MARIN HOME (CONDO + SFR) SALES STATISTICS - BY CITY AS OF 11/24/08
City	Total	Active	Number in Contract***	Percent in Contract*	Type of Market* (See Key)
Belvedere	25	21	4	16%	Strong Buyers
Corte Madera	33	29	4	12%	Strong Buyers
Fairfax	14	8	6	43%	Sellers
Greenbrae	17	11	6	35%	Balanced
Kentfield	26	24	2	8%	Extreme Buyers
Larkspur	29	28	1	3%	Extreme Buyers
Mill Valley	120	107	13	11%	Strong Buyers
Novato	326	210	116	36%	Sellers
Ross	19	15	4	21%	Buyers
San Anselmo	83	70	13	16%	Strong Buyers
San Rafael	304	220	84	28%	Buyers
Sausalito	55	45	10	18%	Strong Buyers
Tiburon	82	74	8	10%	Extreme Buyers
Others	111	103	8	7%	Extreme Buyers
Total Marin11/24/08	1244	965	279	22.43%	Buyers
Total Marin10/29/08	1377	1096	281	20.41%	Strong Buyers
Total Marin 6/16/08	1586	1220	366	23.08%	Buyers
Total Marin 5/21//08	1582	1226	356	22.50%	Buyers
Total Marin 4/15/08	1375	1085	290	21.09%	Buyers
Total Marin 3/16/08	1157	913	244	21.09%	Buyers
Total Marin 2/18/08	949	742	207	21.81%	Buyers
Total Marin 1/17/08	802	674	128	15.96%	Strong Buyers
Total Marin 12/18/07	932	757	175	18.78%	Strong Buyers
Total Marin 11/17/07	1,146	904	242	21.12%	Buyers

MARIN HOME SALES STATISTICS - BY PRICE RANGE AS OF 11/24/08
Price	Total	Active	Number in Contract***	Percent in Contract*	Type of Market* (See Key)
$100,000-$499,999	269	132	137	51%	Strong Sellers
$500,000-$749,999	270	209	61	23%	Buyers
$750,000-$999,999	214	176	38	18%	Strong Buyers
$1,000,000-$1,499,999	190	171	19	10%	Extreme Buyers
$1,500,000-$1,999,999	111	103	8	7%	Extreme Buyers
$2,000,000-$2,499,999	51	46	5	10%	Extreme Buyers
$2,500,000-$2,999,999	53	49	4	8%	Extreme Buyers
$3,000,000-$3,999,999	33	31	2	6%	Extreme Buyers
Over $4,000,000	42	41	1	2%	Extreme Buyers
Total Marin 6/16/08	1233	958	275	22%	Buyers

Key to market type:*
0% - 10% of Homes in Escrow: Extreme Buyers	36% - 45% of Homes in Escrow: Sellers
11% - 20% of Homes in Escrow: Strong Buyers	46% - 55% of Homes in Escrow: Strong Sellers
21% - 30% of Homes in Escrow: Buyers	56% - 100% of Homes in Escrow: Extreme Sellers
31% - 35% of Homes in Escrow: Balanced Market

**Based on information from Bay Area Real Estate Information Services, Inc. (BAREIS). Information has not been verified, is not guaranteed, and is subject to change and is based on one period of time."

***Includes all: Sale Pending & Contingent properties

The sales price to list price ratio for homes fell two points to 89.5%, while days on market was flat at 99 days.

October Sales Statistics
(Single-family Homes)
	Prices		Unit				Change from last year
	Median	Average	Sales	DOM	SP/OLP	SP/LP	Median	Average	Sales
Marin	$888,888	$1,221,247	121	99	89.5%	94.7%	-13.0%	-9.4%	-11.7%
Belvedere	$2,175,000	$2,175,000	1	186	75.0%	87.0%	-66.5%	-66.5%	0.0%
Corte Madera	$961,250	$1,125,417	6	51	93.6%	99.4%	-19.9%	-10.6%	20.0%
Fairfax	$740,000	$819,600	5	74	96.9%	97.7%	-6.3%	-16.3%	-30.0%
Greenbrae	$0	$0	0	0	0.0%	0.0%	-100.0%	-100.0%	-100.0%
Kentfield	$2,150,000	$2,150,000	2	70	91.6%	96.7%	21.1%	19.1%	-71.4%
Larkspur	$1,513,500	$1,513,500	2	22	109.5%	109.5%	-2.4%	3.4%	-60.0%
Mill Valley	$1,175,000	$1,443,761	25	96	88.3%	93.8%	-8.7%	-9.7%	-3.8%
Novato	$591,500	$739,359	36	113	89.4%	95.5%	-19.2%	-6.5%	80.0%
Ross	$3,728,750	$3,728,750	2	222	83.9%	93.3%	0.3%	-1.2%	-33.3%
San Anselmo	$865,000	$1,224,000	5	84	88.5%	93.3%	-8.9%	24.6%	-76.2%
San Rafael	$851,944	$1,069,207	26	103	91.0%	95.2%	3.0%	5.2%	-16.1%
Sausalito	$2,557,500	$2,557,500	2	96	79.4%	82.6%	65.5%	53.9%	-71.4%
Tiburon	$2,125,000	$2,329,000	3	58	92.6%	98.5%	-24.0%	-22.3%	0.0%

SP/LP = Sales price divided by the listing price at the time of sale
SP/OLP =Sales price divided by the price for which the property was originally listed

October Sales Statistics
(Condos/Townhomes)
	Prices		Unit				Change from last year
	Median	Average	Sales	DOM	SP/OLP	SP/LP	Median	Average	Sales
Marin	$346,000	$443,498	68	86	90.6%	96.5%	-38.8%	-31.3%	126.7%
Corte Madera	$593,250	$593,250	2	198	96.9%	99.0%	n/a	n/a	n/a
Greenbrae	$402,000	$402,000	1	29	100.5%	100.5%	-31.5%	-28.7%	-66.7%
Mill Valley	$724,500	$724,500	2	24	99.4%	99.4%	27.8%	27.8%	0.0%
Novato	$281,221	$305,034	28	68	97.2%	100.3%	-42.9%	-33.6%	250.0%
San Rafael	$283,500	$366,195	19	91	92.0%	97.4%	-36.3%	-28.1%	171.4%
Sausalito	$520,000	$520,000	1	37	94.7%	97.2%	-23.0%	-23.0%	0.0%
Tiburon	$1,152,500	$964,750	8	132	80.2%	91.2%	-24.4%	-25.2%	60.0%

The real estate market is very hard to generalize. It is a market made up of many micro markets. For complete information on a particular neighborhood or for an evaluation of your home's worth, call me. If I can help you devise a strategy, call or click the buying or selling link in the menu to the top.

If you know of anyone who would like to receive this monthly newsletter or is thinking of either buying or selling a home please let me know. I'd love your referrals!

FREE...You can search for Marin listings directly on BayAreaRealEstateSales.com: Search for Homes

BAY AREA MEDIAN PRICE TUMBLES TO $375K; SALES REACH HIGH FOR '08

November 20, 2008

La Jolla, CA.----Bay Area homes sold at their fastest pace in 17 months in October as buyers favored more affordable inland areas where depreciation and foreclosures have hit hardest. As a result, the median sale price continued its steep, months-long decline, falling a record 40.6 percent, or $256,000, from a year ago, a real estate information service reported.

Region wide sales this fall have far outshined the relatively weak transaction levels of a year ago, when sales were depressed by the August 2007 credit crunch and earlier subprime mortgage market meltdown. In the Bay Area and across the state, home shoppers' resolve to snag a "bargain" seems to have outweighed concerns over September's especially grim news on the economy and financial markets.

Inland communities continued to fuel the bulk of the Bay Area's sales gains, attracting buyers searching for the biggest discounts.

Contra Costa, Napa, and Solano counties - where prices are down sharply and sales have risen the most - accounted for 36.4 percent of Bay Area sales in October, compared with 25.0 percent a year ago. Sales of existing single-family houses in those counties rose 126 to 187 percent last month from a year ago.

Meantime, sales fell or rose more modestly in pricier San Francisco, Marin and San Mateo counties.

The median price paid for all new and resale houses and condos combined fell to $375,000 last month, down 6.3 percent from $400,000 in September and down a record 40.6 percent from $631,000 in October 2007. It was the 11th consecutive month in which the median fell on a year-over-year basis.

"The dramatic, near free-fall in the Bay Area's median sale price in recent months stems mainly from the shift toward more sales occurring in lower-cost inland markets. At the same time, the role of foreclosures continued to grow across the region, adding more downward pressure to the median," said John Walsh, MDA DataQuick president.

He added: "What happens next to housing will be determined by the fate of the economy, and especially the job market, as well as the outcome of recently announced efforts to curb foreclosures."

Foreclosures tend to sell at a discount and are usually concentrated in a county's more affordable neighborhoods.

Last month 44.8 percent of all existing homes sold in the Bay Area had been foreclosed on at some point in the prior 12 months, up from 41.9 percent in September and 8.2 percent a year ago.

At the county level, foreclosure resales ranged from 10.6 percent of resales in San Francisco to 68 percent in Solano County. In the Bay Area's other seven counties, October foreclosure resales were as follows: Alameda, 41.1 percent; Contra Costa, 58.9 percent; Marin, 17.2 percent; Napa, 45.6 percent; Santa Clara, 36.4 percent; San Mateo, 21.6 percent; Sonoma, 49.7 percent.

In October, use of larger mortgages known as "jumbo loans," common in higher-cost coastal neighborhoods, continued to fall. Before the credit crunch hit in August 2007, 62 percent of Bay Area sales were financed with jumbos, then defined as over $417,000. Last month just 25.6 percent of purchase loans were over $417,000.

The typical monthly mortgage payment that Bay Area buyers committed themselves to paying was $1,767 last month, down from $1,890 the previous month, and down from $2,999 a year ago. Adjusted for inflation, current payments are 31.9 percent below typical payments in the spring of 1989, the peak of the prior real estate cycle. They are 48.8 percent below the current cycle's peak in June 2006.

Indicators of market distress continue to move in different directions. Foreclosure activity is at or near record levels, financing with adjustable-rate mortgages is near the all-time low, as is financing with multiple mortgages. Down payment sizes and flipping rates are stable, non-owner occupied buying activity appears flat but might be emerging, MDA DataQuick reported.

	Sales Volume			Median Price
All homes	Oct-07	Oct-08	%Chng	Oct-07	Oct-08	%Chng
Alameda	1098	1,544	40.60%	$570,000	$369,500	-35.20%
Contra Costa	1011	1,888	86.70%	$530,500	$285,000	-46.30%
Marin	216	220	1.90%	$875,000	$599,750	-31.50%
Napa	71	135	90.10%	$548,750	$400,000	-27.10%
Santa Clara	1,381	1,520	10.10%	$683,750	$477,000	-30.20%
San Francisco	526	414	-21.30%	$795,000	$699,000	-12.10%
San Mateo	512	530	3.50%	$775,000	$605,000	-21.90%
Solano	309	745	141.10%	$391,750	$240,000	-38.70%
Sonoma	362	617	70.40%	$473,000	$330,000	-30.20%
Bay Area	5,486	7,613	38.80%	$631,000	$375,000	-40.60%

Source: DataQuick Information Systems, www.DQNews.com Media calls: Andrew LePage

FREE...You can search for Marin listings directly on BayAreaRealEstateSales.com: Search for Homes

UPDATE ON CURRENT ECONOMIC SITUATION

11/24/08 - After years of being concerned about inflation, the Fed is now concerned about deflation. So what exactly is deflation? Deflation is when prices drop, which generally is due to lack of demand, and therefore lack of pricing power. With the economy slowing down, we are hearing economists forecast that we may be in for a deflationary recession. In a deflationary environment, investors flee into fixed instruments like Bonds, because the fixed payment received would actually buy them more goods and services over time as prices decline.

So what does this mean for home loan rates? Remember, home loan rates improve as Bond pricing moves higher - and more demand for Bonds would mean higher prices for Bonds. In the spring of 2003, when Alan Greenspan uttered the "D" word, deflation, Bonds rallied 400bp in just a few weeks, bringing a significant drop in home loan rates. Of course, the economy is different right now, but as more money may be headed towards Bonds in a deflationary environment, we could again see a significant improvement in home loan rates down the road.

On the inflation front, last week's Producer Price Index indicated that wholesale inflation plummeted last month - by the most since records began in 1947 - largely due to declines in energy prices. In addition, the Consumer Price Index showed that inflation at the consumer level fell by a record 1.0%, thanks again to lower costs of energy.

When it comes to the direction the economy is heading, the week did end with some hopeful news. Federal Reserve President Jeffrey Lacker said that an economic recovery could begin in 2009 as low interest rates, low energy prices, and less drag from the housing sector may shore up spending. In the meantime, Bonds and home loan rates spent much of last week trading near a key level of technical support called the 200-Day Moving Average, finally moving and staying above this level on Friday. As a result, Bonds and home loan rates ended the week unchanged to slightly better than where they began.

Forecast for the week

It will be a holiday shortened week in the markets as Thanksgiving is celebrated, but there are several important reports that could determine which direction Bonds and home loan rates move. On Tuesday, the Gross Domestic Product (GDP) Report will be released, and on Wednesday we will get the details on the Fed's favorite gauge of inflation, the Core Personal Consumption Expenditure (PCE) data, from the Personal Income report. Given the Fed's recent talk of deflation, it will be important to see what these reports reveal.

Also on Wednesday, we'll get a read on consumer and business consumption and buying behavior from the Durable Goods Report. Durable goods are items that are non-disposable, like cars, furniture, appliances, games, cameras, business equipment, etc. In addition, we'll get a read on the housing market with Monday's Existing Home Sales Report and Wednesday's New Home Sales Report.

Stocks hit some important technical support last week, and bounced higher on Friday, with the rally being boosted by the appointment of incoming Treasury Secretary Timothy Geitner. Some follow through to the upside in Stocks could pull money out of Bonds and cause some short term worsening of home loan rates...but if deflation starts grabbing more headlines, smart money will be headed towards Bonds, which will help home loan rates improve.

Keep an eye out for words from SEC Chairman Chris Cox, who must comment on some potential easing to "mark-to-market" accounting before January 2nd. If there is indeed some easing in mark-to-market accounting - which accelerated the financial crisis - it could set off a significant...perhaps very significant...rally in Stocks, which may temporarily hurt Bonds and home loan rates.

The Bond market will be closed on Thursday in honor of Thanksgiving, and will also be closing early at 2:00pm ET on both Wednesday and Friday.

FREE...You can search for Marin listings directly on BayAreaRealEstateSales.com: Search for Homes

BAY AREA HOMEOWNERS OWE MORE THAN HOME'S WORTH

11/11/08 San Francisco -- Twenty percent of Bay Area homeowners owe more on their mortgages than their homes are worth, according to a study being released today. This dubious distinction has entered the American lexicon as an all-too-familiar term - being underwater.

As home values continue to plunge, the real estate valuation service Zillow.com said that 20.76 percent of all homes in the nine-county Bay Area are underwater. The rate is much higher than the national average of 1 in 7 homes, or 14.3 percent. That's because the Bay Area - like most of California - was a classic bubble market, where buyers in recent years paid overinflated prices for homes that now are rapidly losing value in the market downturn.

Having negative equity, as the phenomenon also is called, can increase the likelihood of a home falling into foreclosure and limits a homeowner's mobility and financial reserves. It also motivates people to spend less because they feel less wealthy. But it does not necessarily spell doom - unless it is accompanied by another financial problem, such as loss of a job or a mortgage payment that resets higher.

"Negative equity is essentially unrealized loss for a lot of homeowners," said Stan Humphries, vice president of data and analytics for Zillow in Seattle. "Unless you plan to buy, sell or refinance, it is more of an academic issue. But for people who do need to make financial decisions related to the equity in their homes, negative equity significantly constrains their choices. When there is any major financial stress to a household - death, divorce, job loss - it is much harder to rebound because it is harder to refinance, sell or get out from under the mortgage. (Being underwater) is highly correlated with foreclosure because it eliminates a variety of avenues people have for addressing financial stress."

IN Marin, the picture is generally better than the Bay Area in general. Zip codes in Novato were in the worst shape.

Homes Under Water in Marin:

City	Zip	Percent Sold for Less	Percent Under Water
Novato	94945	40.5%	14.4% (1 in 7 homes)
	94947	47.2%	19.2%
	94949	40.7%	24%
San Rafael	94903	26.4%	11.1%
	94901	26.9%	10.6%
Fairfax	94930	14.9%	7.9%
Kentfield	94914	11.4%	6.6%
Tiburon	94920	11.7%	4.5%
San Anselmo	94960	9.9%	7.3%
Larkspur	94939	9.5%	4.3%
Mill Valley	94941	8.3%	7.0%
Corte Madera	94925	8.3%	6.8%
Ross	94957	0.0%	8.3%
Belvedere	94920	Data not available	Data not available
Sausalito	94965	Data not available	Data not available
Greenbrae	94904	Data not available	Data not available

http://www.sfgate.com/webdb/homepricesdrop/ (Source: SFGate.com & Zillow.com)

JOBLESS RATE IN MARIN - LOWEST IN STATE

The Marin unemployment rate eked its way up a percentage point last month to 4.9 percent, and job seekers said the search is getting tougher. In the chart below, you can view joblessness in every city in Marin

Marin may be hurting more than usual in the unemployment scenario but the county still has the lowest rate in the state, where the jobless rate jumped to 8.2 percent, the highest figure in eight years, the Employment Development Department reported Friday 11/21/08.

WHAT DID YOUR NEIGHBORS' HOUSE SELL FOR?

Are you Curious to know what the Median home price is in your neighborhood?

The Neighborhood Homes Sold listing is a weekly reader feature of the Sunday San Francisco Chronicle. The data posted here is typically recorded a few months after the property officially sold. This is the public data available in the published tax records. The home addresses, sales price, number of bedrooms, square footage and the year the homes were built are based on information supplied from Bay Area counties' property transaction records which, in some cases, may not be complete.
Previous editions of Neighborhood Homes Sold

Click on the following links to see what price homes sold for in your neighborhood:

Nov 23 Marin Home Sales

Nov 16 Marin Home Sales

Nov 9 Marin Home Sales

Nov 2 Marin Home Sales

I can also send you a link to view ALL of the current and past home sales in Marin. I am not allowed to publish this data publicly, so you'll have to email me and I'll send you the link. Just click here to send me an email automatically: email

SEARCH THE MARIN MULTIPLE LISTING SERVICE FOR A NEW MARIN HOME

The following links will take you to home searches for different cities in Marin.
All search results are displayed from the highest price to the lowest price. You can scroll through pages at a time.

Belvedere homes for sale: Belvedere Homes For Sale
Corte Madera homes for sale: Corte Madera Homes For Sale
Fairfax homes for Sale: Fairfax Homes For Sale
Greenbrae homes for sale: Greenbrae Homes For Sale
Kentfield homes for sale: Kentfield Homes For Sale
Larkspur homes for sale: Larkspur Homes For Sale
Mill Valley homes for sale: Mill Valley Homes For Sale
Novato homes for Sale: Novato Homes For Sale
Ross homes for sale: Ross Homes For Sale
San Anselmo homes for sale: San Anselmo Homes For Sale
San Rafael HOMES for sale: San Rafael Homes For Sale
San Rafael CONDOS for sale: San Rafael Condos For Sale
Sausalito homes for sale: Sausalito Homes For Sale
Tiburon homes for sale: Tiburon Homes For Sale

LIZ MCCARTHY HAS BEEN CREDENTIALED AS A NUMBER1EXPERT!

Why Do Some Real Estate Agents Outsell Others 5 to 1?

Verified Number1Expert Realtors:

· They negotiate the best deals, list the best homes, have the biggest network of active buyers, and market properties more effectively. That's why people come back to them again and again. That's why they sell more homes! They are proven winners - and people know it.

· Only real estate agents who meet or exceed $5 million in sales can receive NUMBER1EXPERTT credentials and premium Internet marketing across an expanding network of websites. Currently 2,500 agents and 90,000 listings receive premium advertising and distribution, generating over 25,000 exclusive leads weekly.

What does this mean to you?

· Top selling real estate agents...

o Negotiate the best deals for their clients

o List the best homes for sale

o Sell homes quicker

o Sell homes for a higher percentage of the asking price

o Have the biggest network of buyers looking for homes

o Market properties more effectively, both on the web and off

...that's why buyers and sellers insist on them. Shouldn't you?

Liz has just launched her Number1Expert Marin Real Estate website: www.MarinHomeStore.com

FAST FACTS

Stats:

You can download reports by actual average home prices by county, by city, Days on Market and Number of Units Sold stats:

This is VERY important information to analyze if you are looking to buy or sell a home this year.

Marin 2007 Home Sales Stats

You can find Year end 2007 stats for EVERY city in Marin by clicking here: Detailed 2007 Analysis by Marin City

If you would like to see all of the recent home sales (by address) in Marin my Real Estate company (Vision Real Estate) publishes these here: Homes Sold in Marin

Marin median SFR + condo price- Oct08: $675,000 2007: $973,000 / 2006: $864,000 [Source: BAREIS]

Marin average SFR + condo price-: Oct08: $939,050; 2007: $1,220,000 / 2006: $1,089,129 [Source: BAREIS]

Marin median SFR home price - Sept08: $877,000; 2007: $1,025,000 / 2006: $956,000 [Source: BAREIS]

Marin median condo price - Oct08: $346,000; 2007: $570,000 / 2006: $548,000 [Source: BAREIS]

Calif. median home price -Sept08: $316,480 [Source: C.A.R.]

Mortgage rates - week ending 11/20/08: (Source: Freddie Mac)

· 30-yr. fixed: 6.04%; Fees/points: 0.7%

· 15-yr. fixed: 5.73%; Fees/points: 0.7%

THE BAY AREA REAL ESTATE NEWSLETTER IS PROVIDED TO YOU BY:

If you would like to have Liz help you sell your Marin home or help you find a home, or you know of someone that could benefit from her services, just send her an email: liz@BayAreaRealEstateSales.com or give her a call: 415-250-4929

"High-Touch through High-Tech": Did you know that Liz McCarthy is ePro Internet Certified by the National Association of Realtors and that 70 percent of home buyers today use the internet in their home search? Why are you still working with a Realtor who isn't a technology expert?

What this means to you:

Home Buyers: Liz is an expert in helping save you time by using the internet, email and other technology resources to help save your valuable time and money. She knows how busy you are!

Home Sellers: Liz will hire a professional photographer and market your home extensively on the internet: a personal property website (see www.417Greenfield.com or www.50milland.com for samples), she will post your home on over 50 websites.

FREE...You can search for Marin listings directly on BayAreaRealEstateSales.com: Search for Homes

Be sure to check out all the other great content & features of my website:

www.BayAreaRealEstateSales.com

Liz McCarthy

"High-Touch through "High-Tech"

Real Estate Broker, e-PRO certified

Vision Real Estate

Liz@BayAreaRealEstateSales.com

415-250-4929

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