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Title & escrow information
Title Insurance Comparison
 
CLTA Policy :
1 Someone else owns a recorded interest in your title
2 A document is not properly signed, sealed, acknowledged or delivered
3 Forgery, fraud, duress, incompetency, incapacity or impersonation
4 Defective recording of any document
5 Unmarketability of title
6 Mechanic's lien protection for work or materials done prior to the policy date except where the insured has agreed to same
 
ALTA-R Policy :
Items 1-6 above and
7 Forced removal of the residential structure because it extends onto other land, an easement shown as an exception to the policy, any unrecorded subsurface easement, or it violates anenforceable CC&R or zoning ordinance
8 Unrecorded liens by the homeowner's association
9 Others have rights arising out of leases, contracts, or options
10 Someone else has an easement on your land
11 Plain language
12 Building permit violations (from prior owners)
 
Homeowners Plus Policy :
Items 1-12 above, and
13 Subdivision map coverage
14 Restrictive covenant violations (from prior owners)
15 Enhanced access feature
16 Map inconsistencies protection
17 Minerals extraction structure damage
18 Post policy encroachment
19 Post policy forgery
20 Living trust coverage
21 Automatic policy increase
22 Post policy adverse possession
23 Post policy easement by prescription
24 Encroachment of boundary walls or fences
Escrow | Life of an escrow |  Title Insurance | Title insurance comparison
 
McGuire Real Estate