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Title & escrow information |
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| CLTA Policy : |
| 1 |
Someone else owns
a recorded interest in your title |
| 2 |
A document is not properly signed,
sealed, acknowledged or delivered |
| 3 |
Forgery, fraud, duress, incompetency,
incapacity or impersonation |
| 4 |
Defective recording of any document |
| 5 |
Unmarketability of title |
| 6 |
Mechanic's lien protection for
work or materials done prior to the policy date
except where the insured has agreed to same |
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| ALTA-R Policy : |
| Items 1-6 above and |
| 7 |
Forced removal of
the residential structure because it extends onto
other land, an easement shown as an exception to
the policy, any unrecorded subsurface easement,
or it violates anenforceable CC&R or zoning
ordinance |
| 8 |
Unrecorded liens by the homeowner's
association |
| 9 |
Others have rights arising out
of leases, contracts, or options |
| 10 |
Someone else has an easement on
your land |
| 11 |
Plain language |
| 12 |
Building permit violations (from
prior owners) |
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| Homeowners Plus Policy
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| Items 1-12 above, and |
| 13 |
Subdivision map coverage |
| 14 |
Restrictive covenant violations
(from prior owners) |
| 15 |
Enhanced access feature |
| 16 |
Map inconsistencies protection |
| 17 |
Minerals extraction structure
damage |
| 18 |
Post policy encroachment |
| 19 |
Post policy forgery |
| 20 |
Living trust coverage |
| 21 |
Automatic policy increase |
| 22 |
Post policy adverse possession |
| 23 |
Post policy easement by prescription
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| 24 |
Encroachment of boundary walls
or fences |
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of an escrow | Title
Insurance | Title
insurance comparison |
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